Understanding Credit and Credit Reports

Geoff Myers

Category: Financial Know-How

Length: 6 hours

Prerequisite: None


A credit score of 720 used to garner the best loan terms and rates. In today’s tight credit environment, it takes a score of 740 or higher to get the most favorable loans. Unfortunately, most people don’t even know their credit scores. They should, because it not only impacts their ability to get a loan but can even negatively affect a job search. A negative credit score can drive up insurance rates as well. Strong credit can pave the way for more financial opportunities including home ownership. This soup-to-nuts course will raise participants’ awareness of the importance of maintaining and protecting their credit.

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